Google Rating
4.9
See all our reviews
Privacy Policy
Your privacy matters to us. Learn how Bay Arealty — Genesis Loans collects, safeguards, and uses your personal information. We are committed to ensuring your data privacy and security across all our mortgage and real estate services.
Trusted by over 2,500 California families
2500+
Families Helped
$1.2B+
in Loans Funded
23-Day
Avg. Closing
Tell Us Your Goals
Bay Arealty — Genesis Loans Privacy Policy
Last Updated: 01/26/2026
Introduction
Welcome to Bay Arealty — Genesis Loans. Your privacy is crucial to us, and we are committed to safeguarding your personal information. This Privacy Policy outlines the types of data we collect, how we use it, and the measures we take to protect your privacy. We adhere to all federal and state laws, including those enforced by the NMLS and DRE.
Information We Collect
Personal Identification Information (PII): This may include your name, address, email, phone number, social security number, etc.
Non-Identifiable Information: This consists of data like browser type, operating system, and the way you interact with our website.
How We Use Your Information
To Process Loans: We require PII to process your mortgage application as per NMLS and DRE regulations.
To Improve Our Services: We analyze Non-Identifiable Information to understand user behavior and enhance user experience.
How We Share Your Information
We do not sell or share your personal information with third parties except as mandated by NMLS and DRE for mortgage application processing or as required by law.
Security Measures
We employ state-of-the-art security protocols, including encryption and secure sockets layer (SSL) technology, to protect your data. All data is compliant with NMLS and DRE security requirements.
Your Rights
You have the right to access, edit, or delete your personal information at any time. Please contact our privacy officer for more details.
Third-Party Websites
Our website may link to third-party sites not operated by us. We are not responsible for the privacy policies of these websites.
Changes to This Policy
We reserve the right to update this Privacy Policy periodically. Any changes will be posted on this page with an updated revision date.
Contact Us
For any questions or concerns regarding this Privacy Policy, please contact us at Bay Arealty — Genesis Loans, 1313 N. Milpitas Blvd, Suite 235, Milpitas, CA 95035. NMLS #368880 | DRE #01447306. Phone: 408-569-9288. Email: bayarealty.genesisloans@gmail.com.
What Our Clients Say
We were first-time buyers and had no idea where to start. Our loan officer walked us through every step, answered our calls even on weekends, and helped us close in just 31 days. We got a better rate than we ever expected!
Maria & Jose R., San Jose
First-Time Home Buyers
I was refinancing my home and shopped around with several lenders. Bayarealty beat every quote I received and the process was incredibly smooth. My monthly payment dropped by over $400. Highly recommend their team!
David Thompson, Milpitas
Home Refinance
As a self-employed borrower, I thought getting approved would be a nightmare. The team here worked with my bank statements and found the perfect loan program for me. Professional, responsive, and genuinely caring people.
Priya Sharma, Fremont
Bank Statement Loan
Proudly Serving the Bay Area and All of California
Our roots are here. We live in these communities, raise our families here, and take pride in helping our neighbors achieve homeownership. Whether you're buying in San Francisco, San Jose, Oakland, or anywhere in California, our team is ready to help.
Ready to Take the First Step?
Whether you're ready to apply or just have questions, we're here. No pressure, no obligation — just real answers from real people who want to help.
Get Pre-Approved
Start your application in minutes. We'll get back to you within 24 hours with your options
Begin Pre-ApprovalTalk to a Loan Officer
Prefer to talk first? Schedule a call at a time that works for you — or give us a ring right now.
You Asked, We Answered
Can't find your answer? Reach out and we'll be happy to help.
15+
Years Experience
23
Day Avg Close
1500+
Happy Clients