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For sale·Single-Family Home·MLS #ML82059669· Listed Sep 24, 2026

770 Andover St

San Francisco, San Francisco County · CA 94110
$998,000
$1,141 per sq ft
2Beds
1Baths
875Sq Ft
$1,141Per Sq Ft
1,750Lot Sq Ft
1948Year Built
Single-Family HomeProperty Type

About this home

Welcome to this delightful single-family home (zoned RH2) nestled in one of San Francisco's most beloved neighborhoods, charming Bernal Heights. This cul-de-sac located home currently features two comfortable bedrooms, a well-appointed bathroom, and a versatile bonus room that can serve as a home office, guest space, creative studio, or whatever suits your lifestyle needs. Whether you're working from home, hosting visitors, or pursuing a passion project, the flexible bonus space adapts to how you live. The home has been painted inside out and has a new range and hood. Enjoy a leisurely 15-minute walk to iconic Bernal Heights Park, where breathtaking panoramic views of the San Francisco skyline, the Bay, and beyond await. Just a 10-minute stroll brings you to the vibrant Cortland Avenue corridor, the neighborhood's beating heart. Here you'll discover an eclectic mix of beloved local restaurants, cozy cafes, artisan bakeries, independent boutiques, wine bars, and everyday essentials, all with the distinctive small-town-in-the-city charm that makes Bernal Heights so special. This is more than a home; it's a gateway to the quintessential Bernal Heights lifestyle. Don't miss the opportunity to make it yours and take advantage of the RH2 zoning potential.

Description as published by the listing brokerage.

Every detail on record

Inside the home
Dining Room
Breakfast Nook, Dining Area
Family Room
Kitchen/Family Room Combo
Heating, cooling & utilities
Heating
Forced Air
Cooling
Other
Water
Public
Sewer
Public Sewer
Outside & construction
Roof
Tar/Gravel
Foundation
Slab
Parking
Garage/Parking
On Street, Garage: 1 Car(s)
Schools
Elementary District
San Francisco Unified
High School District
San Francisco Unified
Zoning & designation
Zoning
RH2

All 12 fields exactly as the listing brokerage published them to the MLS — nothing inferred or filled in. Blank fields mean the brokerage did not report them; ask and Adriana will find out.

What it costs to own

Principal & interest20% down · 6.5% · 30-year fixed$5,046
Property taxProposition 13 base rate of 1%$832
Estimated monthly$5,878
Not a quote and not the whole bill. This excludes homeowners insurance, voter-approved local assessments and any Mello-Roos, mortgage insurance below 20% down, and your actual rate — which depends on your credit and the loan. Adriana is a licensed loan originator (NMLS #368880) and will price the real one.

What's around this home

Within about a mile of the front door: 12 groceries, 49 places to eat, 18 parks.

Groceries12 within 1.0 mi
  • Good Life Grocery0.4 mi
  • Grocery Outlet0.5 mi
  • El Ahorro Market0.6 mi
  • Manila Oriental Market0.7 mi
  • San Bruno Supermarket0.7 mi
Cafés & restaurants49 within 0.7 mi
  • Moonlight Cafe0.4 mi
  • Progressive Grounds0.4 mi
  • United Dumplings0.4 mi
  • Moki's Sushi & Pacific Grill0.4 mi
Parks & open space18 within 1.0 mi
  • Saint Mary's Park0.2 mi
  • Holly Park0.3 mi
  • Bernal Recreation Center0.3 mi
  • Palega Recreation Center0.5 mi
  • Prentiss Mini-Park0.5 mi
Pharmacies & medical18 within 1.5 mi
  • Northstate Clinic0.5 mi
  • Silver Avenue Family Health Center0.6 mi
  • Walgreens0.7 mi
  • NEMS0.8 mi
  • GetzWell Pediatrics0.9 mi

Getting around

Nearest rail & transit stations13 within 1.5 mi
  • San Jose Avenue & Randall StreetMuni Metro0.6 mi
  • Church Street & Day StreetMuni Metro0.8 mi
  • Glen ParkBART0.9 mi
  • Church Street & 28th StreetMuni Metro1.0 mi
  • Church Street & 26th StreetMuni Metro1.2 mi
63bus stops within 0.5 mi of the door

Schools

Elementary DistrictSan Francisco Unified
High School DistrictSan Francisco Unified
Schools nearest the parcelwithin 1.5 mi
  • Cornerstone Academy0.3 mi
  • Paul Revere Elementary School0.3 mi
  • The San Francisco School0.3 mi
  • Junipero Serra Elementary School0.3 mi
  • Hillcrest Elementary School0.4 mi
Districts as published by the listing brokerage. Nearby schools are the closest by distance, not an attendance assignment — boundaries are set by the district and change. Confirm enrolment with the district before you rely on it.

Wildfire hazard designation

Not in a designated zone

CAL FIRE does not map this parcel inside a designated Fire Hazard Severity Zone. That is an absence of state designation, not a guarantee — the seller's Natural Hazard Disclosure remains the authoritative document for this address.

Source: CAL FIRE Fire Hazard Severity Zones, the layer published for real estate inspections.

Location

Listing courtesy of Cadeo Properties · Linda Jin · MLS #ML82059669 · Source: MLSListings, Inc.
Market statistics and listing data courtesy of MLSListings, Inc. Information deemed reliable but not guaranteed. Properties shown are area market listings and may be listed by other brokerages. View on MLSListings ↗
Neighbourhood places and transit from OpenStreetMap contributors (ODbL). Fire hazard severity zones from CAL FIRE. Distances are straight-line from the parcel and are provided for orientation only.
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$998,000
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